Why BoA STILL Sucks
Approximately one year ago I was
dealing with my mom's estate and Bank
of America. It was a painful and frustrating process (as documented
here: https://bfthsboringblog.blogspot.com/2022/08/if-you-like-aggravation-youll-love-this.html, https://bfthsboringblog.blogspot.com/2022/08/the-update.html, https://bfthsboringblog.blogspot.com/2022/08/boa-is-annoyed-with-me.html and https://bfthsboringblog.blogspot.com/2022/08/jumping-hurdles.html)
exactly what you need while you are grieving and dealing with a million other
stressors in life.
Just over a month ago my dad
died (which you are well aware of if you've been reading this blog). Once
again I am dealing with Bank
of America. My initial interaction with BoA
went much better thanks to a gentleman (and I mean that in every sense of the
word) by the name of Mr. Robinson who helped me previously close out my
parent's safe deposit box and then toward the end of last month helped me fill
out all the paperwork to close my father's account. He was
diligent. He made sure he had all the documents he needed and then some
(he asked for a copy of the will just in case). He didn't keep me
waiting. He was clear. He was compassionate. I was able to do
everything I needed in approximately 30 minutes. It WAS a good
experience.
That ended today when I got a
letter from them requesting more information to disburse the funds. The
letter was NOT incredibly clear (or maybe I was just seeing red) and required
me filling out yet another form and signing in the presence of a notary. (Never
mind the fact that whatever I signed when I was in the BoA was
notarized by Mr. Robinson.) So I filled it out and went to TD
Bank where I have an account and got it notarized. (Note:
TD is much closer to my home, has much better hours and is overall a much nicer
place to go and deal with.) This was done quickly and easily. (It
probably helped that I just had other forms notarized by the same person last
week.) Then I could fax these documents back (we don't have a fax
anymore), mail them in (like I trust the US Postal service) or upload
them. But of course, I couldn't upload them because the
"feature" wasn't active. So I had to call their #800 number and
get assistance.
The person I finally got on the
other end of the line was Donna (who was very nice), but the process wasn't
easy. (No surprise there!) The way the page is laid out made it
confusing. They requested the death certificate, yet they said the death
certificate was completed...but in different sections of the page. So was
is completed? I don't trust them at all, so...I uploaded the form they
sent, the death certificate AND the short certificate from surrogate court.
They SHOULD HAVE HAD the last two, but I was not taking any chances.
Now I get to wait some
more...because you know BoA likes
to keep you waiting, especially when it comes to giving you money. I am
HOPING (sigh) that because I have requested that the money be distributed to
another BoA account
(that would be mine...as I am the only beneficiary) that it will be processed
quickly. (I'm NOT holding my breath.)
I can tell you that once the
money's in there, it's NOT going to stay there. Because BoA STILL
sucks.
So does PNC took over 4 months to get my parents funds from their account...
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